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Credit and borrowing

Learn how credit and borrowing work so you can make informed choices and take action with purpose.

Person using a phone and payment card while learning how credit works.

What is credit?

Explore the benefits and risks of credit so you can make informed choices as you work toward your financial goals.

  • Strengthen your credit

    Want help putting this into action? Get a personalized playbook for managing credit with Get Money Ready Coach.

    Person using a phone to get personalized guidance for building credit.